MORTGAGE APPLICATION CHECKLIST ================================================================ Property: ______________________________________________ Date: ______________________ IDENTITY AND ADDRESS -------------------- [ ] Passport or national identity document, in date [ ] Driving licence or second photographic identity document [ ] Proof of current address dated within the last three months [ ] Full address history for the last three years with no gaps [ ] Documentation of any name change INCOME — EMPLOYED ----------------- [ ] Last three months of payslips [ ] Most recent annual income statement or tax summary [ ] Employment contract, particularly if you started recently [ ] Evidence of bonus, commission or overtime across two years where you want it counted [ ] Employer name, address and a contact for verification INCOME — SELF-EMPLOYED OR COMPANY DIRECTOR ------------------------------------------ [ ] Two to three years of accounts prepared by an accountant [ ] Corresponding tax returns and tax year overviews [ ] Business bank statements for the last three to six months [ ] Accountant name and contact details [ ] Evidence of continuing work: contracts, invoices or forward bookings DEPOSIT AND ITS SOURCE ---------------------- (Where the deposit came from is checked as carefully as whether it exists.) [ ] Bank statements showing the deposit and how it accumulated [ ] Evidence of any lump sum: sale proceeds, investment sale, bonus, inheritance [ ] Signed gift letter from any family member contributing, confirming it is not a loan [ ] Identity documents for the person giving the gift [ ] Statements covering any account the money passed through OUTGOINGS AND COMMITMENTS ------------------------- [ ] Three to six months of personal bank statements for all accounts [ ] Details of loans, car finance, credit cards and their monthly payments [ ] Childcare, school fees and maintenance payments [ ] Any existing mortgage details, including the balance and rate [ ] Details of dependants THE PROPERTY ------------ [ ] Full address and asking price [ ] Estate agent details and the seller lawyer [ ] Your own lawyer name, firm and reference [ ] Building type, construction and age where unusual [ ] Any known issues that a valuer will raise, disclosed up front ================================================================ NOTE ================================================================ This template is a general starting point, not legal advice. Property, tenancy and consumer law differ in every country and often between regions of the same country. Check what is required where the property is located, and take professional advice before signing or serving anything that creates a legal obligation. Template from My Property Pages — https://mypropertypages.com/documents