Home Loan Tax Benefit Calculator
Home loan interest paid this year
₹
Principal repaid this year
₹
Stamp duty paid this year (first year only)
₹
Other 80C already used (PF, insurance, ELSS)
₹
Your tax slab
%
Tax regime
Old regime (deductions allowed)
New regime (default) — no 24(b) or 80C
Property is
Self-occupied
Let out on rent
Tax saved this year
₹93,600
Section 24(b) claimed
₹2,00,000
Section 80C claimed
₹1,00,000
Interest you cannot claim
₹2,00,000
Effective loan rate after tax
about 84% of the interest is still your cost
Calculator by
Home loan tax saving
— free on
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