Pre-EMI vs Full EMI
Loan amount
₹
Interest rate
% p.a.
Loan tenure after possession
years
Construction period remaining
years
Average share disbursed during construction
%
Extra cost of choosing pre-EMI
₹3,25,700 of principal not cleared
Pre-EMI per month (average)
₹21,250
Full EMI per month
₹43,391
Total paid during construction — pre-EMI
₹7,65,000
Total paid during construction — full EMI
₹15,62,082
Principal cleared by possession
₹3,25,700 (full EMI) vs ₹0 (pre-EMI)
Calculator by
Pre-EMI vs full EMI
— free on
My Property Pages