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Building Heat Loss Calculator

Calculate a building heat loss coefficient from element areas and U-values, then the peak heating load and annual heat demand.

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Heat loss coefficient
352.0 W/K
Peak heating load8.1 kW
Annual heat demand21,120 kWh
Of which the building fabric302.0 W/K
Building Heat Loss Calculator

Heat loss is the number behind almost every energy decision in a building. It sizes the heating system, it determines the annual fuel bill, and the change in it is what any insulation upgrade is actually buying.

The calculation is a sum of areas multiplied by U-values, plus ventilation. A U-value is the heat lost per square metre per degree of temperature difference, so a lower number is better — modern walls are around 0.2 and uninsulated solid walls above 1.5.

The calculation

Heat loss coefficient = the sum of each element area × its U-value, plus ventilation losses, giving watts lost per degree of temperature difference. Peak load = coefficient × design temperature difference. Annual demand = coefficient × degree days × 24 ÷ 1000, which converts to kilowatt hours.

Worked example

Walls of 120 at 1.5 lose 180 W/K, a 60 roof at 0.4 loses 24, a 60 floor at 0.7 loses 42 and 20 of glazing at 2.8 loses 56 — 302 W/K of fabric loss. Adding 50 W/K of ventilation gives 352 W/K. At a 23 K design difference the peak load is 8.1 kW, and across 2,500 degree days the annual heat demand is about 21,120 kWh.

Where to spend on insulation

The elements losing the most are where money works hardest. Here the walls lose 180 W/K on their own — more than everything else combined — so wall insulation dominates any retrofit, while replacing the already-decent roof insulation would barely register.

Written and maintained by Gurjeet Singh Founder, My Property Pages · operated by Softcado Pvt Ltd
Last checked
13 September 2026
How these numbers were worked out
The formula is shown above and the reference figures are generated from it, so the table and the calculator can never disagree. Rates are the market default, not a quote.
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Frequently asked questions

What is a U-value?

The heat lost through a square metre of an element for each degree of temperature difference, in watts. Lower is better: modern insulated walls are around 0.18 to 0.30, while uninsulated solid walls are frequently above 1.5.

Where do degree days come from?

They are published for most regions and measure how far and for how long outdoor temperature falls below a base level across a year. Using the figure for your own location is essential, since climates vary by a factor of several.

Does this size a heat pump correctly?

It gives a defensible peak load, which is the starting point, but a heat pump also needs flow temperature, emitter sizing and hot water demand considered. Use this to sanity-check a quote, not to replace a proper design.

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