Buyer guides
16 articles on buyer guides — practical, and written for working agents.
Freehold vs. Leasehold Property in India: What It Means for You
Freehold vs leasehold property in India explained plainly: ownership, transfer, loans, conversion and resale, plus the questions to ask before you pay a token.
Buyer guidesRenting vs. Buying in 2026: A Simple Way to Decide
Renting vs buying in 2026 for Indian home seekers: a simple rent-to-price test, the true monthly cost of owning, the five-year rule, and when renting is the smarter choice.
Buyer guidesCIBIL Score 550–649: Can You Get a Home Loan?
A CIBIL score of 550–649 is rated poor. Most banks decline; NBFCs may lend at a significantly higher rate. On a ₹50 lakh loan that costs ₹15.67 lakh more.
Buyer guidesCIBIL Score 650–699: Can You Get a Home Loan?
A CIBIL score of 650–699 is rated fair. Approval likely with a co-applicant or lower LTV; expect 50–100 bps more. On a ₹50 lakh loan that costs ₹5.77 lakh more.
Buyer guidesNRI Guide to Buying Property in India: Rules, Taxes and Repatriation
An NRI guide to buying property in India: what you can buy, how to pay, TDS and tax basics, power of attorney, and how repatriation of sale proceeds works in practice.
Buyer guidesBuy or Rent in Ahmedabad? The 20-Year Numbers
In Ahmedabad, renting a ₹68 lakh-class flat costs about ₹20,400 against an EMI of ₹47,210. What the gap is worth invested over 20 years.
Buyer guidesVaastu Basics Buyers Ask About: Facing, Entrance and Kitchen
Vaastu basics buyers ask about most: plot and flat facing, main entrance direction, kitchen placement and bedrooms. What the common preferences are and how to discuss them.
Buyer guidesFirst-Time Home Buyer Checklist for India: Documents, Loans and Red Flags
A first-time home buyer checklist for India covering the documents to verify, how to get loan-ready, and the red flags that should make you walk away from a deal.
Buyer guidesStamp Duty and Registration Charges: How to Estimate Your Total Cost
Stamp duty and registration charges can add several lakh to a home purchase. A step-by-step method to estimate your total cost before you commit to a flat or plot.
Buyer guidesHome Loan Eligibility Explained Simply (What Banks Look At)
Home loan eligibility explained simply: how banks size your loan from income, existing EMIs, credit score, age and the property itself, with a worked example.
Buyer guidesHow to Verify a Plot Before Buying: Title, Approvals and Encumbrance
How to verify a plot before buying in India: the title chain, layout approvals, encumbrance certificate, land-use and site checks, in a step-by-step order.
Buyer guidesQuestions to Ask a Builder Before Booking a Flat
The questions to ask a builder before booking a flat, grouped by approvals, money, construction, handover and exit, with the documents that should back each answer.