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Stamp Duty Calculator — Delhi

Calculate stamp duty and registration charges on property in Delhi, with the 4% rate for women buyers, 6% for men and 5% for joint ownership.

Built on Indian rules. Figures are in rupees and follow Indian tax and registration law — stamp duty by state, Section 24(b) and 80C, TDS under 194-IA, GST and RERA carpet area. The arithmetic holds anywhere; the rates and rules do not.
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Stamp duty + registration
₹10,50,100
Stamp duty₹9,00,000 (6%)
Registration (1% + ₹100)₹1,50,100
Effective rate7.00%
Saved vs buying in a male name₹0
Property + all charges₹1,60,50,100

Delhi offers the largest gender concession of any major Indian market: women pay 4% against 6% for men, with 5% for joint male-female ownership. Registration is a further 1% plus a small pasting charge.

On a ₹2 crore property in Delhi that is a ₹4,00,000 difference between buying in a man's name and a woman's — before any negotiation on the price itself.

Delhi rates

OwnershipStamp dutyRegistrationTotal
Male / company6%1% + ₹1007%
Female (sole)4%1% + ₹1005%
Joint — male + female5%1% + ₹1006%

A worked example

A ₹1.5 crore flat in Delhi: in a woman's name, duty is ₹6,00,000 and registration ₹1,50,100 — ₹7,50,100. In a man's name it is ₹9,00,000 + ₹1,50,100 = ₹10,50,100. The concession is worth ₹3,00,000.

Circle rates

Delhi publishes circle rates by category of colony (A to H) and property type. Duty is charged on the higher of circle rate and agreement value. Category A colonies carry the highest notified rates, so the duty on a prime property can materially exceed the naive percentage of the sale price.

Delhi property is also subject to conversion and other charges on leasehold plots. Confirm on the Delhi Online Registration Information System before budgeting.

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Frequently asked questions

What is the stamp duty for women in Delhi?

4% of the property value, against 6% for male buyers — a 2% saving, the largest gender concession among major Indian cities. Registration adds 1% plus ₹100.

What is the rate for joint male and female ownership?

5% — halfway between the male and female rates. The woman does not need to be the majority owner for this to apply.

Is stamp duty in Delhi charged on circle rate?

On the higher of the circle rate and the agreement value. Circle rates vary by colony category from A to H.

Can Delhi stamp duty be paid online?

Yes, through e-stamping operated by SHCIL, and appointments for registration are booked online through the DORIS portal.

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